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Boone County market report · September 2026
Boone County, KY Home Sales Report: September 2026
Boone County resale prices rose 5.7% in January to September 2026 compared with the same months last year, while resale closings increased despite a slower September.
Boone County resale homes sold for a median of $343,500 in January to September 2026, up 5.7% from the same months last year, with resale sales up 7.6%. In September 2026, Boone County's resale median reached $347,250, up 6.8% from September 2025, although resale closings fell 8.1%. Prices remained above year-earlier levels, but the slower month and the results of listings that needed price cuts make accurate opening prices especially important.
Key findings
- Boone County recorded 1,278 resale closings in January to September 2026 at a median price of $343,500, with sales up 7.6% and prices up 5.7% from the same months last year.
- Boone County's September 2026 resale sales fell 8.1% from September 2025, while the resale median price rose 6.8% to $347,250.
- Boone County resale homes sold for a median of $352,000 in July to September 2026, the highest quarterly median in the supplied trend.
- Boone County had 2.3 months of supply as of 2026-10-20, with 327 active resale listings and 101 active new-construction listings.
- Boone County resale homes sold after a price reduction in January to September 2026 took a median of 43 days and received an average of 93.1% of original list price.
- Boone County resale homes sold without a price reduction in January to September 2026 took a median of 4 days and received an average of 99.4% of original list price.
The year to date remains stronger than last year
Boone County resale homes sold for a median of $343,500 in January to September 2026, up 5.7% from the same months last year. Boone County recorded 1,278 resale closings in January to September 2026, an increase of 7.6% over the comparable period.
Boone County's median resale market time was 9 days in January to September 2026, compared with 8 days in January to September 2025. Boone County resale sellers received an average of 97.6% of original list price in January to September 2026, unchanged from the same months last year.
That combination is the central story: higher prices and more completed resale transactions, with slightly more time needed to sell. It supports a confident selling plan, but not an assumption that any asking price will work. These are countywide closed-sale measures, not a valuation of an individual property. A seller's most useful comparison remains recent sales with similar condition, location and features.
September slowed the sales pace, not the price comparison
Boone County recorded 136 resale sales in September 2026, down 8.1% from September 2025. Boone County's September 2026 resale median price was $347,250, up 6.8% from the same month last year.
Boone County resale homes took a median of 11 days to sell in September 2026, compared with 8 days in September 2025. Boone County resale sellers received an average of 97.3% of original list price in September 2026, compared with an average of 98.3% in September 2025.
The month adds caution to the stronger year-to-date picture. Fewer completed transactions and longer market times suggest sellers should pay attention to competing inventory and early showing response. They do not, by themselves, establish a broad decline in property values. The monthly median still exceeded its year-earlier level. For a homeowner preparing to list, the practical response is a well-supported asking price and a clear review plan, rather than assuming either automatic appreciation or a need for a steep discount.
The quarterly trend shows higher prices with more selling time
Boone County resale homes sold for a median of $352,000 in July to September 2026, up 6.7% from July to September 2025. Boone County recorded 489 resale closings in July to September 2026, up 12.7% from the same quarter last year.
Across the supplied quarterly series, Boone County's resale median moved from $306,900 in Q1 '25 to $352,000 in Q3 '26. The path was not uninterrupted: Boone County's resale median was $332,000 in Q4 '25 and $330,000 in Q1 '26 before rising again.
Boone County resale market time reached a median of 10 days in July to September 2026, compared with 7 days in July to September 2025. The broader trend therefore supports the year-to-date finding without suggesting that selling has become effortless. Higher closing prices and longer marketing periods can coexist. Sellers should use the quarterly direction as context, then test their property's asking price against the homes currently competing for attention.
New construction creates a different competitive comparison
Boone County new-construction homes sold for a median of $437,628 with a median market time of 59 days in January to September 2026. Boone County resale homes sold for a median of $343,500 with a median market time of 9 days during January to September 2026.
Boone County's July to September 2026 new-construction median was $431,476 with a median market time of 69 days. In September 2026, Boone County new construction had 25 closings at a median of $303,000 and a median market time of 59 days.
The monthly new-construction result differs notably from the broader period, which is a reason to avoid treating every builder listing as the same competitive product. These figures do not compare identical homes or establish a premium for new construction. For a resale seller, builder inventory matters when its location, size, condition and asking price overlap with the property being sold. Compare those alternatives directly, and make the resale home's condition, availability and value clear rather than relying only on countywide medians.
- Resale · 1278 sales
- $343,500Median price, 9 days on market
- New construction · 228 sales
- $437,628Median price, 59 days on market
Supply favors sellers, but inventory still matters
Boone County had 2.3 months of supply as of 2026-10-20, placing the county in seller's-market territory under the report's supply framework. Boone County's active inventory as of 2026-10-20 included 327 resale homes and 101 new-construction homes, with 190 listings pending.
This is a current inventory snapshot, not a count of properties newly listed during the report month. The supply measure relates available inventory to the recent sales pace. Pending listings show properties under contract, but they are not completed sales and should not be treated as guaranteed closings.
For sellers, limited overall supply is useful context, not protection from competition. A property still competes with the available homes in its price range and with any comparable builder offerings. The practical question is not simply whether the county favors sellers. It is whether the home's asking price and presentation make sense beside the alternatives available when it enters the market. Inventory conditions also vary meaningfully by price band.
Price bands show where speed and supply diverge
Boone County resale homes priced from $300K to $399K sold in a median of 7 days in January to September 2026, while homes under $300K took a median of 8 days. As of 2026-10-20, Boone County had 1.6 months of supply in each of those price bands.
Boone County's $650K to $799K resale band recorded 47 sales and a median market time of 6 days in January to September 2026, the fastest median among the supplied bands. Yet Boone County's $650K to $799K band had 4.1 months of supply as of 2026-10-20.
Boone County homes priced at $800K and up took a median of 15 days to sell in January to September 2026, while that band had 4.4 months of supply as of 2026-10-20. These upper bands sit in balanced territory despite the county's overall seller advantage. Fast completed sales do not necessarily mean shallow current competition. Set expectations using both recent selling times and today's alternatives.
Price reductions offer the clearest seller lesson
Boone County had 147 active resale listings with a price reduction as of 2026-10-20, representing 45% of active resale inventory. Boone County's median reduction among those active listings was 3.5% as of 2026-10-20.
Boone County recorded 356 resale sales after a price reduction in January to September 2026, accounting for 27.9% of resale closings. Boone County resale homes sold after a reduction in January to September 2026 took a median of 43 days and received an average of 93.1% of original list price. Boone County resale homes sold without a reduction in January to September 2026 took a median of 4 days and received an average of 99.4% of original list price.
These results describe different groups of properties. They do not prove that a price cut caused a slower sale or a lower result. Condition, initial pricing and other property differences may matter. Still, the practical warning is clear: leaving room for negotiation can become a costly strategy when the opening price does not fit the market. Agree on a review process before listing, and respond to weak activity with evidence rather than repeated guesswork.
45% of Boone County's active resale listings have cut their price. Homes that sold without a cut went in a median of 4 days.
147 of 327 active resale listings have a price cut, a median of 3.5%
Subdivision results and a practical selling plan
Among the listed Boone County subdivisions, Triple Crown Country Club led January to September 2026 activity with 23 sales, a median price of $585,000 and a median market time of 16 days. Boone County's Oakbrook recorded 16 sales in January to September 2026, with a median price of $329,500 and a median market time of 7 days.
Boone County's Ballyshannon recorded 10 sales in January to September 2026, with a median price of $476,200 and a median market time of 33 days. Boone County's Crossings at Walton Square recorded 10 sales in January to September 2026, but the supplied median data are incomplete, so there are too few qualifying sales for a median here.
Use the subdivision table as a starting point, not a pricing formula. The mix of resale and new construction can change what a neighborhood's totals mean for an existing home. Before listing, compare the most relevant closed sales, inspect competing listings and resolve visible preparation issues. The Caldwell Group recommends choosing an asking price supported by that evidence, aligning the launch with property readiness, and agreeing in advance on how showing activity and feedback will inform any adjustment.
Source: Northern Kentucky MLS closed sales logged in Boone County. Closed-sale periods and the current inventory snapshot are identified separately throughout this report.
What it means if you're selling in Boone County
- Build the asking price from comparable closed sales and active competition, not from the countywide median alone.
- Review nearby builder inventory when it overlaps with your home's size, location and price range, and make the property's condition and availability clear.
- Finish visible repairs and presentation work before launch so the listing can compete on its merits from the start.
- Agree on a pricing review process before listing, using showing response, feedback and competing listings rather than an open-ended wait.
- Use your price band's supply and relevant subdivision sales to set timing expectations instead of assuming the countywide seller advantage applies equally to every property.
Boone County market questions
Are Boone County home prices rising?
Boone County resale homes sold for a median of $343,500 in January to September 2026, up 5.7% from the same months last year. Boone County's September 2026 resale median was $347,250, up 6.8% from September 2025. Those countywide medians describe completed sales, not the change in value of an individual home.
How long does it take to sell a home in Boone County?
Boone County resale homes took a median of 9 days to sell in January to September 2026 and a median of 11 days in September 2026. Boone County resale homes sold after a price reduction in January to September 2026 took a median of 43 days, compared with 4 days for sales without a reduction. These are market-time measures, not a promise about an individual listing or its closing schedule.
Is Boone County a seller's market?
Boone County had 2.3 months of supply as of 2026-10-20, which falls in seller's-market territory. Boone County's $800K-and-up band had 4.4 months of supply as of 2026-10-20, showing that higher-priced inventory offered a more balanced competitive setting.
Should I price my Boone County home high and reduce it later?
Boone County resale homes sold without a price reduction in January to September 2026 received an average of 99.4% of original list price, compared with an average of 93.1% for homes sold after a reduction. The groups differ, so this is not proof that a reduction causes a lower result. It does support starting with a defensible asking price rather than relying on later cuts.
How does new construction affect selling an existing Boone County home?
Boone County had 101 active new-construction listings as of 2026-10-20. Boone County new-construction homes sold for a median of $437,628 in January to September 2026, compared with a resale median of $343,500 during the same period. Compare builder offerings directly when their features and prices overlap with your property, rather than assuming all new construction competes with every resale listing.
How these numbers were made
Source: Northern Kentucky MLS (NKMLS), residential and multifamily listings where County is Boone, pulled 2026-10-20. Resale and new construction are split on the MLS new construction flag. Prices are medians of closed sale prices. Days on market is the MLS days on market at sale, as a median. Sale to original list is the average of each sale price divided by its original list price. Months of supply is every active listing divided by the average monthly closings over the past 6 months, the same measure used across the site. Price bands and price reductions cover resale homes only. Subdivisions with fewer than 3 sales this year are left out. Prepared by The Caldwell Group | eXp Realty. Information is deemed reliable but not guaranteed.
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